Alternatives: Existing Stablecoins
| Feature | Fiat-Backed (USDC/USDT) | Over-Collateralized (DAI) | Algorithmic (UST) | Stabolut (USB) |
|---|---|---|---|---|
| Stability | High | High | Low/Failed | High (Delta-Neutral) |
| Scalability | High | Low | High | High |
| Decentralization | Low | High | High | High |
| Yield | 0% (Issuer keeps it) | Low (Savings Rate) | High (Ponzi) | Real Yield (Staking + Funding) |
| Censorship Risk | High | Low | Low | Low |
Stabolut USB offers the best balance: the scalability and stability of fiat-coins, with the decentralization of crypto-native assets, plus embedded yield.